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We utilize several different credit sources, including local and national banks, to get you financed. Because of the variety of finance options available, we can accept applications for all different credit risks. This means even if you"ve had some credit problems in the past, we encourage you to submit an application for review.

Finance terms range from one to ten years depending on the age and make of the vehicle. Interest rates are determined by the bank and range from 8.49% to 21.99% depending on your credit score. The credit score is an industry standard measure that the banks use to determine your credit worthiness based on your credit history.

There is no down payment requirement to finance any of our vehicles. The banks take many factors into consideration before granting credit and determining your term and rate. Term and rate both have an impact on what your monthly payment amount will be. The better your credit history is, the more flexibility you"ll have. The only way to calculate a payment amount accurately is to fill out a credit application and let us submit it to the bank for review. The bank will then get in touch with us with their answer, along with the maximum term and lowest rate they will offer. We usually have this information within 30 minutes of submitting your application.

There is no cost or purchase obligation to apply - it's free. You may fill out our online credit application at any time, or we can fax or mail one to you. The bank's credit approval decision is usually good for 90 days. If you are denied credit, it is a good idea to review your own credit report. There may be minor mistakes listed, on which the bank could have based their denial. You may reapply at any time. Your chances for approval may increase with a down payment or a cosigner.

We also offer a no interest, no payment schedule, Layaway Program. This gives you the option to pay for your bike on your own terms over six months. Please let us know if there is anything further we can do for you. Feel free to email us anytime or call 1.800.CYCLE 22, Monday - Friday 10am - 7pm, Saturday 10am - 5pm.

To begin the financing process, please select a bike that you're interested in from the Showroom, and click on the FinancingGet Financed icon near the top of the page.