Laying It Away Not Signed In | Sign In | Create

Our Layaway Program offers those with limited or troubled credit history a flexible solution to purchasing a vehicle. An initial payment of $995.00 or 20% of the purchase price (whichever is greater) is required to place your bike on layaway. This initial Option to Purchase fee may be paid over time at the rate of $50.00 per day, and, of course, goes towards the purchase of your vehicle. Once the required payment has been made, there are no further charges.

There is no payment schedule or requirement during the term of the layaway. The term of the layaway is for six months from the date you begin the layaway. After six months has passed, the bike must be either paid for in full or financed. You may fill out a credit application here on our site, or we could fax or mail you one. If you choose, we would be happy to complete the financing paperwork right here in the store, at no charge to you.

Unlike most dealerships, we do not charge any hidden fees such as dealer prep, storage, or insurance. There are no additional charges. You are welcome to pay as much, or as little, over the term of the layaway as you wish. If at any time, for any reason, you decide that you do not want the bike, all of your money will be promptly refunded to you with the exception of the initial payment, which we retain as a fee for holding the bike off the market for six months.

We hope this clearly explains our layaway program and policy. If you have any further questions or concerns, please feel free to email us anytime or call us at 1.800.CYCLE 22, Monday - Friday 10am - 7pm, Saturday 10am - 5pm.